Big Billy Barrett and Union Acceptance Corp.

Big Billy Barrett and Union Acceptance Corp.

Reviews: 1

1 RATING
(1)

Total views: 5112

Published: 21 August 2020

Posted by: Anonymous

I am 24 yrs old . When I was ripped off I was 19. I had gone into Big Billy Barrett alone and wanted to trade my car in for my very first car that I purchased on my own. At the time I had excellent credit and was doing very well for my age. I had a 1991 Mitsubishi Mirage that I traded for a 1994 Mazda 626. I wanted to get into a Mazda Protege’ however the Finance person that took advantage of me didn’t think I needed a new car or could be financed for one. I advised the sales person that I needed a dependable vehicle and that would last the note and that would last on long trips because I traveled long distance for work and needed always checked on my grandparents yet a lemon . Not knowing what I had and what to do I purchased the vehicle . paid 13,500 for it. At that time the car was only worth . 8-9 thousand dollars. U A C finaced the car for that amount . I asked what the interest rate was and I was told 20% however no matter how you add and subtract it does not match up at all on what i pay per month . 342.52. for 66 months . The car was totally over finaced . That is just the beganing . The car only lasted a year and a half before I started having problems, to date I have paid out 7,500,1 to replace a transmisson Twice and a motor . I have had nothing but problems since . The company that finaced the car Defered payments however this only drove me deeper and deeper into dept . I have paid on this car for 4 years and I still owe almost 7000 dollars on the vehicle . Now the car won’t go into reverse . No one will take it as a trade so due to me having to rob peter to pay paul .. my credit has been distroyed . I have now made the decision to let them pick up the car . And am forced to go to a tote the note lot to get a vehicle . If I keep the car I would ended up paying 30,000 not including the other out of pocket expenses and rental cars for when the car had to go to the shop. Kendrick Dallas, Texas

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