There are different types of organized criminal networks and scams in the financial world but the truth is that Central Business Funding (see image below) is totally in a class of its own. These guys are operating their scam on an entirely different range and it will take those who are equally sophisticated to understand the tricks and games that they are playing with the funds of innocent people. In this piece, I am going to focus on and dissect all the antics of Central Business Funding for everyone to see and learn. As starters, Central Business Funding is based at Las Vegas and it says it was established in 2009 to assist individuals and enterprises to get loan packages that can assist their business ventures.
Their Claims
A quick walk across the website of Central Business Funding will give you a staggering array of claims that they use in attracting unsuspecting clients to part with their money. Central Business Funding claims that they work with several lenders and that this allows that they are able to assist you in getting the most excellent choices for you when it comes to having a loan package to drive your business campaigns.
But that is not all, they also promise that even if you approach them with the worst of business plans or financing requests, they have in-house experts who will guide you every step of the way. Central Business Funding claims that even if you are a complete novice in the sector, they are ready to do all possible for you to reach the peak and achieve your goals. They promise heaven and earth to assist you to reach all your financing goals. Do not just take my word for it, it is right there on their website and anyone can look it up.
In fact, it makes very specific claims that they are more than willing to ensure that you have your own special, unique and highly-customized financing template that will help you meet all your needs without any form of stress or headache. On their website, they pretend to be a group of serious-minded professionals but do not be fooled at all, they are nothing but a bunch of low-life scammers and if you really value your money, you should do everything possible to move as far away as possible from these thieves.
How They Operate
Central Business Funding has a very interesting bait that they use to draw people in. They claim to have unbeatable expertise when it comes to assisting people to get start-up loans, microloans, several lines of credit, lines of credit, business loans, small business loans and various forms of financing. It is this primary message that they so aggressively promote and throw in everyone’s faces.
For anyone who goes through their website like in my own case, you will be thrilled by their claims and the next thing you will really want to do is to visit their office in Las Vegas and that is precisely what I did – and it was the beginning of nothing but sheer nightmare and deep losses for me. Central Business Funding opens for ‘business’ every weekday so it was not difficult for me to give them a call and book an appointment.
One primary way they use in their operation is that right on their website, they have a section where you are expected to apply, it is a type of application form (see snapshot below). In the application form, you are expected to submit your data and details on your contact details, business name, how long you have been doing the business, sector of the business, approximate credit score, funding type and even the funding amount. So they pretend to make the entry point as easy as possible for anyone but as you will soon discover, it is all nothing but a ruse.
Disgusting Behavior
Upon reaching the office of Central Business Funding, I had barely settled down in a chair (that I was not even offered) before I noticed the most disgusting and unprofessional behavior that I have ever experienced at any ‘corporate’ enterprise. As their customer, I expected a more responsible treatment but what I got remains extremely shocking even as I narrate it now.
The first things these guys used in receiving and welcoming me were stupid lines of questions about my origin and they took time to assess my race and nationality – which I find not only absolutely disgusting but totally unacceptable conduct especially for an organization that claims to treat customers with the highest levels of dignity and respect. I waived their initial stupidity aside and focused on the business but I soon noticed that these guys were up to something else.
Remember that I stumbled upon these low lifers when I was in desperate need of a loan. Central Business Funding came across then as the real deal and they promised to have the best-financing package for people like me in desperate financial conditions and that was precisely why I went to their office that fateful day. Initially, I reached out to them on the phone and then they confirmed my appointment.
Right in their office, the first thing they were asking me for was money that they needed the money to buy some urgent office items and also for the services that they were yet to even render to me. I was dumbfounded when they charged me to just store my details on their ‘system’. After that, they started this very dumb and unprofessional round of interviews about my enterprise and all my private details, they claimed they needed the information for them to check if I was eligible to get the loan or not. And because I was in a very desperate condition, I had no choice but to provide the details. And believe me, they did not get all these details in the nicest way, they were downright rude, uncouth and every manner of insulting. But I kept my cool.
I provided the Central Business Funding staff all the information they needed only for them to make me wait for hours and then they called me again to the table. The next thing I heard was that I was not eligible for the loan. This was like a bombshell for me – after all the long assurances they gave me on the phone that nothing was going to stop me from getting the loan from them and then that is not to even mention all the extra expenses I had to pay to them.
Losses Upon Losses
I was trying to contain my fury at their office and it was at that moment that one of them came up to me and mumbled that in order for me to improve my credit score and become eligible for proper financing I had to drop almost $3,000. Meanwhile, these lazy louts had done absolutely nothing for all I already paid. They simply walked around their office while my loan application was sent back from their lending partners. With a lot of disappointment that day, I left their office, they gave me the promise of reaching out to me and calling back but you know what? They never did. I had to summon the courage to call them and demand for updates concerning my request. Instead of trying to explain calmly and professional, all I got in return were rude shouts in response, these guys should honestly have absolutely no business with anything financing.
When I could not believe what I was hearing, I scheduled another appointment and off to their office I went because they gave me some sort of reassurance so I felt I had some hope but I was soon proven very wrong. It was even worse as practically every member of their staff was already groomed on how to insult customers.
The best way to describe the scenario is to call it hell. They demanded another round of payments for them ‘reactivate’ and ‘process’ my loan request and out of frustration I had no other choice but to shell out another round of hard-earned cash. I think it was at that point that I should have just left the place but because of the desperate nature of my condition, I decided to give it one more shot. Only for Central Business Funding to repeat the same cycle. I was kept waiting for several hours (not a single member of their staff said a word to me or attended to me during those hours).
When I got tired of waiting, I approached the lady who was supposed to be handling my file to ask her for progress only to be screamed at – it was just incredible. In a matter of seconds, she told me that I was not qualified for the loan. What? But you told me on the phone that all was ready and fine now that I could come to get the loan after a little paperwork.
I confronted the lady there and then and threatened to bring down the whole place. Other equally frustrated customers in the office joined and one of the ‘managers’ had to intervene. The aged lady attending to my file kept shouting and was reeling out several lies – in addition to her making all sorts of accusations against me. I could not believe I was in a corporate environment of a venture that claimed to be one of the very best in America when it comes to loan financing.
After all the shouting died down, I had no other choice but to request for a cancellation – I was totally fed up at that point and was absolutely not interested in anything with them again. I was to receive another major shocker when I realized that their so-called cancellation policy was crafted in a way that the customer lost out in every way and they gained. But I was not going to let them have it easy so I insisted only for one of them to start issuing threats to me. At that point, it became very clear that I was dealing with a nest of criminals and not cool-headed financial executives – these thieves finally showed their true color. Another round of shouting match started and their manager started hurling insults at me right before everyone. It was a very chaotic scene but what would follow was even worse.
Central Business Funding is nothing but a hub of dishonest, lying band of scammers, they will deliberately mess up your credit score, make endless demands for money and then shatter all your hopes. I realized instantly that I had been scammed, I paid out of my nose to Central Business Funding for services that they never rendered only for them to end up threatening me. Because I was almost bankrupt, the collecting agents ensured they made life as miserable as possible for me. I ended up losing a lot more than I was supposed to lose all because I was unfortunate enough to deal with this team of scumbags called Central Business Funding.
Protecting Yourself
The main reason I am putting this out there is that I do not want any other innocent member of the general public to experience the same thing I went through in the hands of these thieves and criminals that have formed a gang to fleece and cheat innocent people who truly need financial help.
Whatever your need and no matter how serious your financial situations are, do not make the mistake of seeking for any kind of help from Central Business Funding – financial help or otherwise. These thieves are programmed to do just one thing and that is to deceive people and seek ways to suck you out of the little that you are left with. In all, I lost thousands of dollars to this scam ring and got nothing in return from their bogus and empty promises. I repeat this note of warning and caution to all again – do not have anything at all to do with them.
Later, after I healed from the hurt, I opened up to my friends and associates and I realized that some of them were also victims of Central Business Funding with many of them scammed of several thousands of dollars. Some had their applications rejected up to a dozen times before Central Business Funding even bothered to address them either on phone or at their office. I mean, it was just too horrible an experience for anyone. As a matter of fact, a friend of mine told me his own experience too, also in the hands of Central Business Funding. He also had issues with his credit score and needed money badly – he had also been given the same sweet but useless promises from the liars of Central Business Funding.
He was given a meeting at their office and that was after all the checks with the credit history should have been done. He explained to me that his situation was so critical that he was banking all his expectation on a positive result from Central Business Funding. So, after tidying up everything, he was at their place. then they slammed him a charge of almost $300 which they claimed had to do with his risk portfolio. When he probed further, the Central Business Funding guys told him that all was in order and that it was standard and that once he made the payments, the loan was going to be approved.
So, my friend paid expecting that the next step was going to be the issuance of the loan but he was disappointed. The most evil thing is that these thieves know very well that they were not going to give out the loans but they deceive, lie and scam innocent people into paying endless fees over nothing. They kept telling my friend that he was going to get the loan that they had even assisted those with far worse cases and that getting the loan for him was a piece of cake – the same lie they sold to me. My friend paid well over $4,000 in total to these greedy bastards only for them to send him a message in 72 hours that his application for the loan was rejected. My friend slipped into depression immediately and it was with the help of close friends and relatives that he was able to find his feet. To make things worse, they did not even bother to call him ho explain anything, they just sent a useless message.
When you realize that most of these applicants are people in serious financial problems, you will realize how really wicked and devious Central Business Funding is. They all also had the same complaint of rude communication, waste of time, outrageous and exploitative fees and doing absolutely nothing for you at the end of it all. To be honest, Central Business Funding should not be in business and it is hoped that very soon, the relevant authorities will look into their files and punish them accordingly.
Stay clear away from this company, if you value your self, your money and your time.
This company is a complete scam! i had done all the paperwork needed by them and paid the 3 payments also. Then suddenly all went cold. no one ever contacted me . All communication stopped! I reached out and asked what was the next step, no response. After a month, I stopped payments from being withdrawn from my account because let’s be frank – Who in their right mind continues to pay for a product with no results or better yet no communication for the services they are paying for.
Out of blue, i got a call from someone and asks me why i have stopped payments. i explained all what had gone till now. He did not care to listen to it and had the galls to tell me to pay the remaining balance and THEN they would work on my case. Do I look like a fool? Why would I give you any more of my hard earned money after you’ve disrespected me, belittled me and worst of all – DIDN’T DELIVER ON ANYTHING YOU PROMISED. No LLC, No Business Plan, No DUNS # – NOTHING!
Stay clear away from this company, if you value your self, your money and your time.
FRAUD COMPANY TRYING TO SCAM YOU
THEY ARE A FRAUD COMPANY TRYING TO SCAM YOU !!! DO NOT SIGN A CONTRACT THEY WILL STEAL MONEY FROM YOU !!!! FAKE FRAUD RUDE PEOPLE RUN FROM THEM AS FAST AS YOU CAN DO NOT GIVE THEM A CENT THEY ARE NOT LEGIT AND WILL NOT HELP YOU !!!
don’t get involved with this company
This company is nothing but a SCAM! Please do not do business with this company. I started with them a year ago and they of course guarantee funding, they will help you with your credit if you agree to pay them $100 a month until a $2400 balance is paid in full.
Once signed they asked to get LLC for $300, Website for another $100 so that they can send a business plan. They assure you they do not use your personal credit to get you funding which is completely untrue they just make everything sound good to you so that you will use their services and they can get you locked in. Once they sent me over to lending I was denied one time so they say because Paula the lending lady never emails you and gives you any type of status. When you email her you get an automatic reply and nothing back after that. I have not heard from them in over a year until my payment was missed. I have paid them over $1200 of the $2400 and have heard nothing from them in over a year. Please please please don’t get involved with this company.
total scam
This company is a total scam! I cancelled and they had the nerve to try and get $1650.00 from me like I’m a fool. I have already reported them to the Better Business Bureau as scammers
They scam you
They approached me first and were very helpful in getting my LLC and my DUNS number .Now i was in queue for the process of load. I met her and did all the paperwork needed. She assured me that within few days all will be done. But the lady that was suppose to process my loan never contacted me and had the audacity to charge me. Do not do business with them.
They scam you
They approached me first and were very helpful in getting my LLC and my DUNS number .Now i was in queue for the process of load. I met her and did all the paperwork needed. She assured me that within few days all will be done. But the lady that was suppose to process my loan never contacted me and had the audacity to charge me. Do not do business with them. They scam you. What they are doing is illegal. They charge every month in promise that you will get a lender to loan you fund. Fraudulent.
This organization is only a scam
I worked with sean as my mentor. In addition he was extremely difficult to reach through telephone or email. When i reached him nothing was ever practiced. I was guaranteed that they would discover me financing for my private venture. Was told they would write a marketable strategy which could be utilized to acquire the financing and guaranteed me subsidizing in 30 days.
Since i presently can’t seem to receive financing and it has been almost 4 months since this procedure began i have taken the “strategy” to numerous banks just to be informed that the marketable strategy is certifiably not a substantial field-tested strategy for it doesnt offer the required data. I have sent numerous messages with respect to the circumstance just to have them go unanswered.
When they place me in contact with another firm i could never again contact them. I have made it exceptionally certain that the administrations that they offered were never rendered to me i have paid them $50 every other week since november. I have mentioned that they never again charge my record for any longer cash since they were not able satisfy there end of the arrangement. I will contest any longer charges for me.
Please do not to utilize this organization under any circumstances, when they get you to sign the structure for 2000 that is the last time you will converse with them.
crude humor, exclusion and harassment
These guys have a bait and switch sales tactic that preys on those who are already financially down. Management is very ego centric and combative. Company culture consists of crude humor, exclusion and harassment. There is no appreciation for hard work and no open door policy.
Scam in vagas
Central business funding is a total scam the guy told me when I wanted to counsel that he sees the reason why my credit is bad and to man up and give him my money didn’t wanted to charge me $210 just to cancel something that I was only in for a week please do not spend your moneyWith central business funding real scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam scam I cannot say it enough it’s a scam
This company is a total scam
This company is a total scam . At the start they promised me heaven. They charge monthly for processing loan . Initially they got me my LLC, DUNS done.
When i started asking to process my loan, they turned rude. The lady never contacted me back.
. Do not do business with them. They scam you. What they are doing is illegal. They charge every month in promise that you will get a lender to loan you fund. Fraudulent.
This company is scamming people
i had signed up with them for finance . They promised that they would help me secure funds/finance . Promise was very good.
They said that John would be consulting me for the required funds. I was given his contact details. I spoke to him and fixed an appointment for the same.
On the given date and time , i kept waiting for him to arrive. Later he called up and rescheduled the meeting for another day. On phone he sounded very nice.
But in one month, he NEVER met me .He missed all his promised appointments.
Meanwhile my second payment was also done to them. I never got any response.
Later i was told that another person has been assigned to my application.
Now after getting my payments and not a single thing done, out of blue they fix another guy for my work? why did they never do it at the first place? After taking 2 payments, they want to start afresh without refunding or adjusting the fees done.
this is total scam. Avoid them
Ripoff scam
Scam. Get you all excited thinking that you have been approved for a loan. After they get your personal information,then you get “slapped in the face” , telling you that you have to pay a fee in order to get the loan. Give them the money,get the run around after saying that they have to search for investees to loan you the money.
This company is nothing but a SCAM
Please use another company. I signed up for the agreement where they do the work but I pay biweekly. With in the same day I decided to cancel because I wanted to establish the business credit through DUNS on my own and do my bankable business plan my self. At first I was still going to utilize them finding me a lender once my file was complete. Not any more. When I Told Tyler Black that I wanted to cancel and prepare my own file and use them just to submit to lending he got very disrespectful . His truly colors came out and he even hung up on me. One thing he said on his rant was that my personal credit had to be fixed. But initially when he was trying to get me to sign the agreement he stated we were not using personal credit we are going to build the business credit. Now that I want to cancel he says they look at personal credit also and I would have to fix that which is fine. But that’s not what was explained the day before. Now their program may actual fit some people’s need so I am not going say they are a scam.
Paid them $1.5k. Never heard back from them.
Paid them $1.5k. Never heard back from them.
Very deceiving
Very deceiving. They kept trying to contact me while I was seeking funding to start/buy a business. I kept telling them what other lenders were saying and that I doubt they’ll be any better. They insisted that if I went through them and had paid them to set up my business that theyd have a better chance at getting the funding I wanted. They even suggested that I ask for more than I wanted and that if I pay for their services then the lender pays the loan fees. Well, I am pretty trusting and believed them. Waste of time and money. I spent the next few weeks doing everything they asked and after two months when the file moved to what they call lending the lending lady who hardly ever communicated with me told me the same thing that previous lenders were telling me for free. I paid $2500 to have them do everything and they dont even do much and what they actually do they manage to stretch out for weeks so you end up making a couple payments before you realize you’re being screwed over. First off, they make you pay for a credit monitoring company so you can pull your own credit instead of getting a hard pull. They tell you that this is so you dont hurt your credit but the real lender in the end would need one anyway. The actual reason they dont pull your credit themselves is because they are not a funding/lending company and are not authorized to do hard pulls. They say if you pay them that they do all the work. The amount of work being done could be done in one week and they stretch it into several. Even then you end up doing a lot of it yourself and it’s all stuff you can do yourself for free or a lot less. For example, they had their ‘tax guy’ send me forms that I had to print, sign and mail in. One form was an LLC application that you can get off your states secretary of state site for free but you will have to pay the filing fee. The other form is an irs EIN request which again you can get yourself for free. NONE of that requires what that call a tax guy. When my file finally went to ‘lending’ that’s when I finally accepted that they are a joke. The funding department is nothing more than a personal who uses your information to apply for loans from different lenders. Similar to lending tree but lending tree is free. In conclusion, take your time and do research, talk to several lenders and see what they say first, this is not an actual source of funding no matter what they tell you. After two months and $2500 plus hundreds of dollars for the LLC filing and website services they made me create I still dont have funding or a business. Just debt to pay and a lot of time wasted. I guess when tremain first laughed at me in the beginning and said an LLC is only $125 in my state I should’ve known they were a joke.
I made mistake and called Central Business
I made mistake and called Central Business Consultants, I was in process of potentially buying a small business and new a loan would get me there .From the beginning I explained only reason I was reaching out instead of traditional local banking was because I knew my crediot was bad at that time ,I proceeded to ask at every step of way if this would be problem (they even supposely looked at my credit in beginning) and they stated “No problem we are positive we can get a loan for you ” . So dumby me I after talking to a couple of the liars that work there , I stupidly sent them my money ……….Duh guess what ? yup “oh based on your credit we can not get you approved for any loan now.” I know shocker . WHen after trying to correct some of my credit (disputes, etc. divorce ,late payments) all of a sudden no more replys from them except last on when I mention to their representive that I was told “No Problem we can guarantee we can get you processed” I was now told ” We cannot guarantee a loan ” I wish scumbags would learn we hard working Americans put alot of time and effort to get our money and when we try to make a little life better for our selfs it hurts to have scumbags steal from you your hard earned money.