I usually purchase fuel at the chevron station and today I purchased only $10.00 due too a low account balance, to leave myself and my wife enough to get some groceries until the next payday. To my surprise I checked my cheking account only 1/2 an hour later and was -$58.00 in arrears and could not use my debit card at all today. I contacted my bank and they said a hold of $101.00 plus the actual $10.00 I spent was placed on my account from a pre-authorization from chevron for fuel and by the next day it would go back in. So for a $10.00 purchase they decided to use another $101.00 of my money from my bank account today, that I did not have without any penalties, but was allowed by my bank to use it through my name and account that I was not aware of at all. In effect the bank allowed Chevron to use my name for $101.00 temporarily and use this money for what? Trading stocks for the day comes to mind among other things, so while I have no useable money with my debit card unless I go directly to my bank and make a personal check withdrawl they can use money I do not have for the day any way they want? This seems like a legal or illegal loophole any company can duplicate or create to temporarily borrow money that is not even there, make some money then replace it by later the same day or that evening so no one is the wiser. “I never authorized this through thier fuel pump” so temporarily turning my debit card into a completely worthless piece of plastic with no funds to shop with is not in any way acceptable. My bank said it was normal for places to pre-authorize whatever they decided, now something looks wrong with this picture to me. Today chevron has an extra $101.00 just from me pumping fuel at one terminal at one station to use for whatever they choose until the bank catches up tonight and replaces the money that I never had in my account to begin with, and then tomarrow I can use my $42.00 that I could not use because chevron was using it?. So if any big corporation is allowed to do this then I can surely see why the rich are getting richer and the poor are getting poorer. “I havent been fishing lately but something really stinks”. .
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