I applied two weeks ago for life insurance for myself. The TV ads state guaranteed acceptance. I thought that since I did not have a terminal illness, and their ads catered to senior citizens, I would be accepted for a $10,000 policy which would be used to bury me when I die. I received a flat denial letter from Kim Green today, who indicated she is the underwriting supervisor. She left the reason blank, but said I was denied due to an answer on the application. The question was have I been treated for diabetes. I checked yes. Today’s date is April 8, 2017. I use insulin to control my diabetes. I have not had any amputations, hospitalizations in years, and being denied based on being diabetic is discrimination. I do not know very many senior citizens who do not have a pre-existing health problem. I’m 64, have custody of a five year old, a seven year old and home school both. Colonial Penn is nothing else but a scam preying on senior citizens.
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My husband and I our purchased in the fall of 2019. They enticed us saying that we could get a free vacation to Hawaii and free airfare
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