Desjardins

Desjardins Review

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Published: 27 July 2017

Posted by: Anonymously

I purchased a home back in January of 2003 in Sainte Marie, QC, Canada and obtained a mortgage with “Caisse Populaire du Centre de la Nouvelle Beauce, Sainte Marie, Beauce, QC, Canada G6E3Y9. I gave a down payment of $23,000. on a $85,000. purchase . I obviously made the payments for 12 full years with a few late ones, for which I paid the late fee. I have a dual citizenship and grew up in that town. In October, while to their knowledge that I was working in California as a registered nurse, a letter was delivered to my home in STe Marie by a bailiff saying that my mortgage would not be renewed and I have a few weeks to pay the whole amount or else my home would be taken by them. NO REASON WAS GIVEN. I was a phone call away, but I am guessing that “La Caisse” did not want to spend any money on a long distance call to California. Thank God I was there at the time to get that bad news. The payment on the mortgage continued to be removed from my bank account. I was there in October of 2014 and asked to see a bank representative to discuss my case but I was refused an interview. The payment of $548.00 was being continuously taken out of my bank account which I still have with them. Removal of payment was stopped in April 2015, when the foreclosure was settled in Superior Court of Quebec, Canada and duly signed by a “judge”. I am 70 years old, I could not get another mortgage with another lending institution as I have no earnings in Canada. I, as a specialty registered nurse here in California, make 75 to 100K/year. I was incredibly disturbed physically, mentally and spiritually by the uncertainty of the ownership of our family home which was eventually TAKEN by them for no reason. Noone deserves that kind of loss. I am disgusted with that type of business dealing. Now both homes sit empy after i had kept them up. The home was really lovely in the old town of Sainte Marie. This, by the way, was the inheritance money that my mom left to the family after saving all her life. I am warning all foreigners and even Canadian Nationals not to do business with this rotten establishment as they are most likely racists and moreso also prejudiced againts Americans. .

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