A college girl that was insured by Encompass Insurance Company blew through a stop sign as I approached the intersection while I had no stop. The other driver got a ticket. My vehicle was totaled. They only offered 50 percent of what my vehicle was worth. They only appraised it at $1,600 but the cheap shady company would only offer 50 percent of that. The girl went to court to try and get out of the ticket where they found her 100 percent at fault.
I faxed the court documents to her company, I never heard back. A third party arbitrator got involved because my company said we shouldn’t have to accept 50 percent blame. They decided she should get 80 blame which seemed low but whatever. So I called Encompass and said I wanted a new check for 80 percent of my vehicle. The claims adjuster Rudy who is very rude said he didn’t care about the court documents or the third party arbitrator. He said most he would pay is still 50 percent of my vehicle still. This company is a complete joke and should be put out of business for their shady corrupt practices.