The thing they won’t tell you is that you don’t need them to sell the Legal Shield product. If you want to participate in that scam, you can sign up to sell the Legal Shield stuff directly with Legal Shield. Do a google search on Mark Riches, the CEO of Harvard Risk Management, and you will see he as a long history of unethical business practices. The company is full of double talk and schemes, and will tell you it’s not a MLM, but you get punished for not recruiting more people, and where does the money come from for advances if they are not taking it from other people? You haven’t earned the money they give you up front because what sense can it make that you get $150 for recruiting a person when all that person has paid is $20 for their first month’s membership fee? The other part of this scam is in their relationship with Legal Shield. You are considered to be an independent contractor with Legal Shield, but HRM gets to determine how much you get to do. They will charge you for using their resources – but will also say you don’t have to use the HRM resources in order to be part of their group. They model their business practices after how Comcast runs their business. So, if you are hoping to be part of a company that believes in ethical, honest business practices, then keep looking. This isn’t where you will find it.
Consumer Reviews and Complaints
WRITE A REVIEWRate and Write a Review on Harvard Risk Management
Scam investor
This person pretended to be a Japanese invester. Dr Shuji Endo. Fake IDs. This happened before I just add my scam as well. I wasn’t.
False advertising
I’ve been In search of a used / new transmission I find this place called engine world website looks professional called 2 separate times
Scammers, never return security deposit
I was scammed by this company for $1,478.68 on a security deposit that was supposed to be returned after car drop off. That never.
Fraud. Did not refund my Web hosting money.
I had placed an order for cpanel web hosting at techno savvy port at their site technosavvyport.com in May 21st, 2021. My account got
Item not as described; Refusing refund
This is a followup to a previous complaint that had been closed by the BBB because the company lied and said they would give me a refund
Aweful
AVOID AVOID AVOID never ever been treated in this manner and received such a poor quality service from a dentist. Received a refund but
Work bully
No one dared to approach the office bully Jacqueline Stabach. Jacqueline Stabach believes she is being followed everywhere, and she might
Deceitful FMO
URGENT FMO FRAUD AND SCAMOK agentsI have to give my fellow agents a heads up!!! We as insurance agents need to protect our business and
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I was recruited to put ads on
I was recruited to put ads on various sites and answer the emails generated by those ads. I had a series of canned emails that was to direct these people to getting to be “sales” for HRM. In the call I had to listen to, various promises were made. 1. If I enrolled in Legal Shield, I would receive $200 per recruit. 2. I would not have to wait, it would happen immediately. 3. For each recruit, I would receive $15.00 for every sale of legal shield my recruit made. Essentially, I could work for three years then retire and live off the residuals. 4. I could access the site and see how much each of my recruits were selling at all times. 5. My commission would be put into my bank account each day. I have worked for almost 2 months and have, to date, received nothing but snide remarks. I was told if I am so bad off, I should seek government assistance. A. I have recuited 6 people. I have received $100 per paypal and was told it was from bosses own pocket. B. I was told I had to wait until these people “qualify”. Every day there is a new excuse. C. I cannot access the site at all. D. I cannot get the money owed to me at all, let alone the commission on the recruit’s sale. Please, please don’t fall for this scam. I put in 20 ads per day and answered 10 resumes, at one time over 100 resumes, each day online. I have five poor people in my que right now that I need to tell this is all a lie.
This is simply another MLM. Even though
This is simply another MLM. Even though they show a variety of insurance carriers on their website, they only present LegalShield (formerly Pre-Paid Legal) during a group interview and the pitch is the same that I heard 3 years ago. They also mention that they just recently decided to rep Legal Shield because of all the benefits but, in reality, they have been a rep for this product for sometime. You will need to buy a policy for yourself before you can rep. The ad that they run to recruit is actually misleading in the fact that it doesn’t mention what’s really involved.
Job seekers, if you were excited that
Job seekers, if you were excited that this was going to be your dream job where you’d make bank doing not a whole lot do I have some sad news for you… I dont care what anyone says; this sham operation is a pyramid scheme. Plain and simple. I havent been blessed with any special sort of revelation here; any third grader could point this out. (YES, Ive read ALL the rebuttals and Im still positive this is a sham) 1.) When Im told that Ive been selected for an interview, that means Im expecting to speak to a Mr. Charles Fields; and Charles Fields ONLY. Not some canned, recorded blurb (And yes rebutters, the blurb is not live, its RECORDED lets be real here please) where theres dozens of us like a cattle call. SUPER SHADY 2.) 5 minutes into this monstrosity of an interview I quickly realized that this was more of a sales pitch for US, the CANDIDATES to purchase the product and not just an explanation of the product we would be selling. SUPER SHADY 3.) Any situation where you have to pay to work or further your knowledge for a fee is a sham. Recruiters for a company should be seeking out candidates who are ready to go to work NOW. SUPER SHADY The reason Ive made my own posting about this as opposed to just commenting on an existing one is that theres power in numbers. Ive reported Miss Jill Barnes to Monster and hopefully Monster will mandate more truthful recruiting or revoke her ability to recruit through their site entirely. Let me be perfectly clear here, Im not here to rain on Harvards parade, I am content on letting them continue this business as they chose; but when they recruit employees, they need to call it for what it is: 1.) A vocational opportunity where one can gain marketable skills. 2.) Independent contracting. 3.) 100% commission based. 4.) Most of the day on your feet peddling businesses to allow you to speak and where the financial reward does not outweigh the legwork. 5.) Initial start up investment on the employees end. NONE of these four listed facts about the company are mentioned by Jill in her email about the open position with the company. Actually Jill, you should make that open position(S), because everybody knows Harvard will take anybody with a pulse who is stupid enough to think theyre going to make any sort of commendable income off of this. In the recruitment email, she asked basic questions about my ability to speak in front of others and asked for a resume (making the opportunity seem as if they are very selective over whom they choose). She then sets up an interview where you need to call in and speak with a gentleman named Charles Fields. The interview was a complete joke from the beginning. Its recorded and its a group conference call with multiplecandidates (all of whom think theyre going into a legitimate opportunity for employment) Five minutes into the recorded interview I realized that this car salesman was trying to talk us, the candidates, into buying the product ourselves. I still listened thinking maybe I was mistaken. Nope, at the end of nearly a 40 minute recorded sales pitch this sham became crystal clear. You need to buy the pre-paid legal services and Identity theft protection first, in order to properly market the product. AND on top of that, after you become an agent, it is YOUR responsibility to go to the employers and set up the meetings. The contacts are not derived from Harvard itself. Jill, sweetheart, I know its hard filling interview spots when you arent 100% truthful, but the truth hurts.