Okay I decided to tackle a bill I owed for medical reasons, it wasn’t much – just $1500. I got a call only one from NCO, Googled the crap out of them and figured out they bought the debt. Also Googled getting a debt company off your back and discovered that one can pay pennies on the dollar, to what the actual debt was. I sent them a letter to this effect stating I can afford $387 would you accept this as payment in full and if so please remove this delinquent status on my credit report. (Got a legal copy of the letter online.)
Here’s my problem, the letter just got returned to me under “Not Deliverable as Addressed” NCO Financial Systems Inc. 21250 Hawthorne Blv, Suite 400 Torrance, CA 90503. Can anyone help me with the correct address AND am I going about this the right way. Again I do not dispute the amount owed, I just cannot afford the full amount.
NCO Financial Systems Charges Outrageous "Convenience fees" for Making Payments Online
I became ill months back and had to cancel some home services, which included my cable/Internet. I just received a letter from NCO Financial Systems, INC. They are collecting for the DSL Company that I owe. Which is fine, I admit I owe this company some money. So, I had every intention of going to NCO’s website to make a payment.
To my shock, they want to charge a $12.00 “Convenience Fee” for every payment you make. So, if I make a $20.00 payment on my account, they will deduct $32.00 from my bank, and only take $20.00 from the balance. This is outrageous. I have never seen a fee like this. I pay all my bills online, and none of them charge. How are you supposed to pay off debts with outrageous fees like this? Can anyone shed any light on this? Is there an agency that should be made aware of this “Convenience Fee?”
NCO Financial Are Harassing
I have NCO Financial that call me literally 10 times a day. I have told them repeatedly to stop calling me on the weekends and at night. If they need to call, do it during the morning. They told me that to stop the calls I had to pay the debt. I told them to mail me a letter to validate the debt they claim I owe and they told me they can’t do that. They told me they could validate it over the phone. It’s frustrating and I can’t get them to stop calling.