I discovered an unpaid bill for $65 in collection in my credit report at Experian.com. I contested the charge with Experian, because I have had no unpaid bills to my knowledge in the last 20 years. I contacted the debt collection agency, Phoenix Financial Services, in Indianapolis, IN by phone today. The representative at Phoenix said I owed $65 for an emergency room visit 11/28/2013. I recognized the event and thought I had simply not been billed correctly by my insurance company for my copay (which was, at the time, $65). I authorized the payment of the $65 via credit card and asked for a copy of the original charge. When I received the “original charge” from Phoenix Financial Services, I found that Phoenix had obtained my information from Pendrick Capital Partners II LLC, including my name, credit card number and social security number. I then checked my records for the 11/28/2013 emergency room visit and found that I had paid the $65 at the time of service. The charge on my credit report was false! The credit card used for this payment recently has been used fraudulently by someone in New York City; I have cancelled it. I will contest the $65 credit card charge as soon as it posts to my account. It appears that Pendrick Capital Partners II LLC not only sold my personal information and a false debt to Phoenix Financial Services but also sold my name and credit card number to someone who started using it fraudulently. .
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