Russ Phelps

Russ Phelps Review

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Published: 22 September 2019

Posted by: Anonymously

We hired Russ to write copy for our website. Here’s what he submitted to us: Copy Russ Phelps Submitted as original Plagerized Copy When homeowners visit the Loanatik official website, many are shocked to discover a little-known US Government program called HARP (Home Affordable Refinance Plan). It seems the government is eager to rescue homeowners who are facing foreclosure, or who are “under water” (living in homes which are worth less than what they owe.) Many homeowners can refinance no matter how far their home value has dropped. HARP is aimed at letting homeowners prepay their current mortgage and refinance into a lower-rate loan. If a homeowner’s mortgage was purchased by Fannie Mae or Freddie Mac before a certain date and the owner is current on the mortgage, the borrower can apply for a new loan at the lower prevailing rate. The program was designed to help homeowners who were the worst hit by the collapse in home values save on their monthly mortgage payments and take advantage of low rates. The government stepped in with HARP, because banks typically won’t refinance underwater owners. From a 2012 article in the Daily Beast by Matthew Zeitlin: www.thedailybeast.com/articles/2012/10/04/ new-data-shows-harp-mortgage-refinance-programis-finally-working.html Another component of the administration’s housing policy was HARP, the Home Affordable Refinance Program. HARP was aimed at letting homeowners who are underwater—living in homes that are less valuable than the outstanding mortgage—prepay their current mortgage and refinance into a lowerrate loan. If a homeowner’s mortgage was purchased by Fannie Mae or Freddie Mac before a certain date and the owner remained current on the mortgage, the idea was that the borrower could get a new loan at the lower prevailing rate. The program was designed to help homeowners who were the worst hit by the collapse in home values save on their monthly mortgage payments and take advantage of low rates. A government program was necessary, because banks typically won’t refinance underwater owners. And as a result, the record-low mortgage rates weren’t trickling down to struggling homeowners.

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Scam investor

This person pretended to be a Japanese invester. Dr Shuji Endo. Fake IDs. This happened before I just add my scam as well. I wasn’t.

False advertising

I’ve been In search of a used / new transmission I find this place called engine world website looks professional called 2 separate times

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I was scammed by this company for $1,478.68 on a security deposit that was supposed to be returned after car drop off. That never.

Fraud. Did not refund my Web hosting money.

I had placed an order for cpanel web hosting at techno savvy port at their site technosavvyport.com in May 21st, 2021. My account got

Item not as described; Refusing refund

This is a followup to a previous complaint that had been closed by the BBB because the company lied and said they would give me a refund

Aweful

AVOID AVOID AVOID never ever been treated in this manner and received such a poor quality service from a dentist. Received a refund but

Work bully

No one dared to approach the office bully Jacqueline Stabach. Jacqueline Stabach believes she is being followed everywhere, and she might

Deceitful FMO

URGENT FMO FRAUD AND SCAMOK agentsI have to give my fellow agents a heads up!!! We as insurance agents  need to protect our business and