I received a call on Friday (begin.’g of Oct. 2014) from a man with an Indian accent. He said I had been approved for a loan for $1000. I was surprised b/c I had been looking for one, but was denied multiple times. At the time of the call, I was distracted and in a hurry but I needed a loan so I listened to him & was following his requirements. He said I needed to buy a moneypak greendot card and load $110.00 on it so he could verify I had atleast that much money to make my first months payment of that same amount. I was going to a 7/11 anyways so I said o.k. A little bit of luck & maybe fate kicked in b/c I didn’t end up buying the card there. I already had a greendot gold card (long story). So I loaded the $110. cash on that. Meanwhile, he was on hold the WHOLE time this was happening (15-20 mins), and he was rushing me the whole time saying I needed to get it done within 15 mins. b/c he needed to leave the office. I was irritated by this, but again, was in a rush for a number of other unrelated reasons. Long story short, the gold card was the WRONG card apparently, b/c he started YELLING at me, “MA’AM, MA’AM, I TOLD YOU! I TOLD YOU! THE MONEY PAK! MONEY PAK! SEE? YOU GOT THE WRONG CARD! I TOLD YOU!” At this point, I was DONE. I yelled at him, “excuse me, SIR, why are you yelling at me? Is this not a professional business? Why on earth do you have any reason to be yelling at ME?” He apologized and wanted me to go back and get the right card, ya-da ya-da ya-da. I didn’t b/c I was already 30 mins late for other commitments. I told him I would handle this on monday. Fast forward to monday and lots of thought put into this occurance, I realize this is a total scam! Not only does he want me to give him the Moneypak card number, he won’t send me any email or loan terms until he receives the number. (moneypak.com specifically says don’t give this number to anyone). I tell him what I read on moneypak’s website, and he just talks over me- interupts me- is rude & irritated by my totally legit questions like, why won’t you send me any loan terms before? what is your license ? ..etc… He sends me an email that a 3rd grader could have typed up with information that could have been copied & paste onto this “loan terms” form. I could be wrong, but all things lead to SCAM! The CA Dept. of Business Oversight has a list of companies which I’m pretty sure includes this scam…. and the ACTUAL cashadvanceusa.net website specifically says that if you don’t get a call from their specific , it’s a scam. As well as other websites I’ve gathered info from that pretty much guarantee this whole thing is a scam. I’m sharing this because even though I didn’t get scammed- I ALMOST did, and I would have had I not stopped & “slept on it”. If 1 and 1 aren’t making 2, DON”T DO IT! It’s not worth it. $110. seems pretty insignificant & a smaller price to pay than some of these ppl. who are scammed for hundreds & thousands of dollars, but right now, every cent counts – hence why I need a loan! It’s so sad & pathetic- these ppl. out there scamming ppl when they’re in need & even if they’re not. SHAME ON YOU IF YOU’RE READING THIS!!! YOU’RE SCUM & SHOULD FEEL ASHAMED OF YOURSELVES! I HOPE YOUR FAMILY FEELS THE SHAME AND I HOPE YOU ARE CURSED WITH A LIFETIME OF BAD LUCK!
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